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The Gravesend Driving School is operated by Paul Alexander. Together we offer a level of experience and expertise that makes our prices incredibly good value.
The Big Red L Company was founded in 1992 and now covers the whole of Kent. We believe The Gravesend Driving School and its driving instructors offer exceptional value for money and when you book driving lessons with us you can be sure of a service second to none. If you are looking for quality driving lessons at really good prices you have definitely come to the right place! We can cater for everyone's needs with a wide range of driving courses - from 1 lesson a week right up to a full intensive course. Please call us on 0800 085 0078 or 01303 279755 to discuss your requirements.
Insurance Tips According to figures published by Deloitte’s annual Motor Insurance Survey, car insurance premiums are set to rise by 5% in 2011. Fortunately, for many of us, there are ways in which we can reduce the cost of our insurance premiums; it is a matter of understanding the way that insurance companies calculate their rates and being sure to compare car insurance rates between providers. Here we look at the variables insurance companies use to calculate their premiums. The most important factor they take into consideration is the likelihood of the driver of being involved in an accident, or of having their car stolen. Clearly, they do not assess each person individually. Rather they look at specific personal basics and assign risk according to the historic data of drivers in general. They look at age, occupation, mileage, postcode, marital status, and gender. For instance, young people are more likely to crash, so if you are young (normally 17-25) you fall into a higher insurance bracket and thus have higher premiums. You cannot do much to change any of the perceived risks listed here, save from moving home or getting married, which seems a little extreme to say the least. Young people may drive as a named driver on another person’s insurance, and this will reduce the cost of insurance, however, it also means that it is difficult to develop a good driving record by collecting no claims discounts (more on this below). Insurance companies will offer better rates to drivers they perceive as having a good driving record. A good driving record entails driving for a number of years, having no, or very few, accidents, receiving no driving convictions, and having no penalty points on your driving licence. If you are a policyholder, for each year that you hold insurance and do not make a claim against it, you receive a year’s no claim’s discount (or NCD). The more NCDs you have the cheaper your insurance rates will be. Most insurers offer protected NCD (pNCD), which means that you can keep the discount in the event of an accident. However, there are rules. For instance, you may still lose your NCD if you make two or more claims within a specified period (normally 2 years).
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